Privacy Policy

1. Introduction

Light & Solutions Finance we are committed to protect the privacy and security of our users' personal information. The Privacy Policy explains how we collect, use, store, and protect information when using our application and related services.

2. Information We Collect

We may collect the following information:

• •Full name and surname
• •South African ID number
• •Contact Details
• •Banking information
• •Account login information
• •Case and application information
• •Device and usage information

3. How We Use Information

We use collected information to:

• •Provide financial services
• •Process applications and cases
• •Verify customer information
• •Manage user accounts
• •Improve system performance
• •Comply with legal and regulatory requirements

4. Information Security

We implement reasonable technical and organizational measures to protect personal information from unauthorized access, disclosure, alteration, or destruction.

5. Information Sharing

We do not sell personal information. Information may be shared only:

• •With authorized personnel within Light & Solutions Finance
• •When required by law
• •With approved service providers assisting in system operations

6. Data Retention

We retain information only for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

7. User Rights

Users may request:

• •Access to their personal information
• •Correction of inaccurate information
• •Deletion of information where legally permitted

Requests may be submitted using the contact information below.

8. Third-Party Services

The application use third-party infrastructure and service providers for hosting, analytics, authentication, and communications.

9. Changes to this Policy

We may update this Privacy from time to time. Updated versions will be posted within the application and on our website.